Investment Policy Statements

Our services start with an Investment Policy Statement. Every 401(k) plan should have one. This document provides the roadmap and framework for the consideration and execution of plan investment decisions, and doubles as the rulebook for the plan’s investment methodology. When armed with a properly crafted IPS, plan fiduciaries can carry out their duties within an established framework that helps them do their job, protect themselves, and achieve the best possible results for plan participants.

We design Investment Policy Statements for plan sponsors. But unlike the cookie-cutter forms utilized by other providers, our Investment Policy Statements are designed for your plan to provide a detailed roadmap of a methodology and process to provide truly meaningful guidance to plan fiduciaries. We will address an exhaustive list of plan investment option operations considerations, such as:

the number of investment options
the mix of investment option types
revenue sharing targets
default investment options

But we will also ensure the process designed for your plan does not impose unnecessarily burdensome procedures that can bog you down or trip you up.